Mudra Finance offers personal loans with flexible EMIs from 12 to 120 months. Interest rates starting from 6.99% p.a. Apply online with minimal paperwork and get quick approval. T&C apply
Mudra Finance, founded in 1991 and operated by FMI Investments Pvt. Ltd, is a premier financial services company dedicated to providing transparent, flexible, and rapid loan solutions to individuals and businesses. We specialize in offering a wide range of financial products to help you navigate your financial needs with ease.
As a recognized Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), we prioritize customer trust and satisfaction. With a focus on personalized financial services, we offer quick loan processing and affordable rates to help clients achieve their financial goals. Whether you are looking to secure a personal loan or require capital for business growth, Mudra Finance is committed to delivering financial products that offer convenience, security, and the flexibility to meet your needs. Our customer-first approach ensures we provide the right financial solution for every situation.
At Mudra Finance, we offer tailored Personal Loans to meet your unique financial needs. Whether it's for education, medical emergencies, home renovations, or a dream vacation, our flexible loan solutions are designed to make life easier. With fast approvals, competitive interest rates, and customizable repayment options, Mudra Finance ensures you have the support you need to achieve your goals without any financial stress.
we understand the importance of providing personalized, flexible, and affordable loan solutions. Whether you are looking to renovate your home, pursue higher education, or meet unexpected medical costs, we offer a variety of tailored options to suit your unique needs. Our customer-first approach ensures we are with you every step of the way, offering clear terms, quick approvals, and transparent processes.
Get instant loan processing with rapid approval, ensuring you get the funds you need without any delay.
Choose repayment terms that suit your budget, ensuring you can repay your loan comfortably without financial strain
Mudra Finance offers a wide range of personal loans tailored to your unique needs—fast, flexible, and stress-free.
Unexpected health issues shouldn’t stop your life. With Mudra Finance’s Emergency Medical Loan, get fast access to funds for surgeries, treatments, or hospitalization. We're here to support you when it matters the most—quick approvals and flexible repayment included.
Lights, internet, water – these essentials shouldn't be delayed. With Mudra Finance’s Bill Payment Loan, stay on top of your dues and avoid late charges. It’s smart, fast, and tailored for your monthly needs.
Give your home the upgrade it deserves with our Home Makeover Loan. From paint to plumbing, Mudra Finance ensures your renovation plans are smooth and budget-friendly. Your dream home is just a loan away.
A bright future begins with quality education. Mudra Finance’s Education Loan is crafted for students and parents looking to finance higher studies—locally or internationally—with ease and confidence.
Multiple EMIs making life complicated? Our Debt Relief Loan allows you to merge them into a single manageable payment. Mudra Finance offers lower interest rates and more control over your finances.
Buy what you love, when you want it. With Mudra Finance’s Shopping Loan, make smart purchases without stressing your wallet. Fashion, gadgets, or gifts – finance it all with ease.
From hills to beaches, explore the world with Mudra Finance’s Travel Loan. No need to wait or postpone your dream trip – book now, pay later, and travel stress-free with our easy and flexible plans.
Upgrade your phone instantly with our Mobile Purchase Loan. Mudra Finance makes owning the latest smartphone hassle-free, with simple EMIs and zero processing drama.
At Mudra Finance, we believe in making the loan process clear, straightforward, and hassle-free. Our transparent approach ensures that you understand every step of the way, from application to repayment. Here's how we make the process simple and transparent for you:
Start by filling out a simple online loan application form. No complicated paperwork, just a quick process to get you started.
We provide clear guidelines on eligibility, ensuring that you know exactly what is required to qualify for a loan.
Once you apply, we process your loan application quickly and provide instant approval, with no hidden fees or surprises.
All loan terms, including interest rates, repayment options, and any fees, are provided upfront. You can make an informed decision with no fine print.
Our flexible repayment plans are designed to suit your budget. Choose the terms that work best for you, and rest easy knowing there are no hidden charges.
Once you apply, we process your loan application quickly and provide instant approval, with no hidden fees or surprises.
Our customer support team is always available to guide you and answer any questions you may have at any point in the process.
Minimum Loan Amount: Rs 50,000
Monthly Interest Rate: 1% Per Month
Minimum Repayment Tenure: Up to 120 Months
Maximum Repayment Tenure: Up to 10 Years
Maximum Loan Amount: Up To Rs 2,00,000
Processing Fees: 2% Of The Loan Amount
EMI Bounce Charge: Rs 590/- Bounce Charge
No Pre-Closure Charges
Annual Interest Rate: Approx. 5% to 12%
Flexible terms and reliable service. Get personalized loan solutions for every need.
Whether it's for medical emergencies, home renovation, or personal expenses, we offer fast, hassle-free personal loans with amounts ranging from Rs 50,000 to Rs 10 Lakh. With flexible repayment options and quick approval processes, we ensure you get the money you need right when you need it. Our simple online application process takes just a few minutes, and you can expect disbursal in no time! At Mudra Finance, we believe in empowering your financial journey with low-interest rates and easy-to-manage EMI plans. Our digital loans are designed to be convenient, with no hidden charges, and transparent terms to make borrowing easy and stress-free. Rest assured, you can trust us to provide a seamless loan experience, with repayment options that fit your budget and no pre-closure penalties. All loans are subject to our terms and conditions. Please read them carefully before proceeding with your loan application.
We use advanced encryption technologies and industry-standard safety protocols to ensure every transaction is protected. From the moment you apply to the final repayment, your personal and financial information stays fully confidential and secure. Trust us to handle your data with the care and integrity it deserves—because your peace of mind matters to us.
At Mudra Finance, we pride ourselves on delivering exceptional customer service every step of the way. Whether you have questions about our loan products, need help with your application, or simply want to understand your options better — our friendly support team is always here to assist you. Your satisfaction is our priority, and we’re committed to providing clear, quick, and compassionate assistance whenever you need it.
| Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | EMI | Total Repayment Amount | Total Interest |
|---|---|---|---|---|---|---|---|---|
| ₹50,000 | 0.833% per month (10% APR) | 12 Months | ₹1,550 | ₹180 | ₹48,820 | ₹4,748 | ₹56,976 | ₹6,976 |
Loan Amount: ₹50,000 (This is the amount you are borrowing).
APR: 10% per annum (0.833% per month) (This is the interest rate applied on the loan amount).
Tenure: 12 Months (The loan is to be repaid in 12 equal installments).
Processing Fee: ₹1,550 (The fee charged by the lender for processing your loan application).
GST on Processing Fee: ₹180 (18% GST applied on the processing fee).
Amount Disbursed: ₹48,820 (After deducting processing fee and GST, this is the amount credited to your account).
EMI: ₹4,748 (The fixed monthly installment to be paid, which includes both interest and principal).
Total Repayment Amount: ₹56,976 (The total repayment for the entire loan tenure including interest).
Total Interest: ₹6,976 (The interest paid above and beyond the loan amount over 12 months).
Mudra Finance™ is a registered trademark of FMI Investments Pvt Ltd. All rights reserved. The product name, logo, brands, and other trademarks mentioned or referenced within Mudra Finance are the property of their respective owners.
Some of the information presented on this website has been gathered from publicly available sources. Mudra Finance is not responsible for any reliance on such information.
At Mudra Finance, our goal is to empower you to take control of your credit health and guide you toward making informed borrowing decisions. Whether you're new to credit, have a history of challenges, or already have a strong credit profile, we are here to help. If you're in search of credit, we ensure that you find the best options suited to your needs.
How do we assist you?
We provide instant access to your credit score, online and in real time. Get your credit score instantly and benefit from a free Credit Health Report based on your Equifax details. From there, we help you discover loans and credit cards that best align with your profile. Our platform simplifies understanding your Credit Profile, Credit Information Report (CIR), and gives you clarity on where you stand.
Your one-stop solution for credit needs:
Browse and compare financial products with ease through our user-friendly online tools. Our streamlined application process ensures quick approvals, so you can apply with confidence. We make sure you have a higher chance of approval by matching your credit profile with lenders’ criteria.
Avoid loan rejections by understanding your eligibility and ensuring you are paired with the right product. We utilize advanced data science and technology to create a transparent platform where both lenders and borrowers can make informed decisions. Your data is treated with the highest confidentiality — we promise never to share or sell it. That's the Mudra Finance guarantee.
Our dedicated and exceptional customer service team is committed to supporting you at every step of your credit journey. With over 1 million satisfied customers, we are proud of our track record.
Mudra Finance is India’s leading platform for Credit Analysis and Instant Credit Score Online. Let us help you unlock your financial freedom by achieving your credit goals.
